Insurance

Providence Orthopaedic & Neuro Spine Institute accepts the policies of health insurance companies and bills them for your inpatient, outpatient or emergency room services. Generally, insurance group plans, Medicare, Tri-Care Standard, HMOs (Health Maintenance Organizations), PPOs (Preferred Provider Organizations) and other such plans pay most of your bill. What they don't pay is classified as a deductible, co-insurance or both. You are responsible for any unpaid balance of your bill.

Individual plans and other insurance plans may pay a certain amount per day, which may be significantly less than billed charges. These policies are usually used to pay deductibles and co-insurance of group plans or to help pay for other medical costs. For more information about health care plans accepted by Providence, please see Insurance Plans.